Loans
To meet your business finance needs we are offering various type of loans and advances as mentioned below with easy process and attractive rate of interest.
- Cash credit
- Special cash credit
- Vyaparmitra yojana
- Business overdraft
- Term loan
- Special term loan
- Swarojgar loan
- Jamin loan
FOR MORE DETAILS PLEASE CONTACT OUR NEAREST BRANCH.
Features:
- Attractive interest rate
- Low processing charges
- No any hidden charges
- No any foreclosure charges
- Fair valuation of your collateral security
- Mobile banking facility
- NEFT / RTGS free
- Free SMS alert
- No foreclosure charges
Advance
Various types of advances are given by bank as mentioned
Working capital
- Cash credit
- Special cash credit
- Vyapar mitra yojna
- Business overdraft
- Short term working capital
- Helpful in business development
- Borrower can withdrawal fund as per their requirements
- Interest charges only on debit amount
- Easy process
- Lowest rate
- Lowest documents require
- Collateral security 60% to 65% count
- Easy renewal process for every year
- Mobile banking facility
- No any other charges
- NEFT / RTGS free
- Free SMS alart
- No foreclosure charges
Installment Loan
Product type of installment loans
- Term loan
- Special term loan
- Swarojgar loan
- Jamin loan & other installment loans given by bank
- Lowest rate
- Easy process
- Collateral security 60% to 65% count
- Lowest documents require
- Tenure is available for 1 to 10 years as per your requirements
- Purpose for help purchase property, purchase machinery or any other requirements of business
Moratorium period facility is available in construction loan cases
To meet your personal needs, we offered
- Gold loan
- Loan against fixed deposit
- Housing loan
- Loan against LIC / NSC / KVP etc.
- Solar loan
- Car loan
- Two-wheeler loan
Gold loan
- Quick disbursement
- Low interest rate
- Fair valuation of your ornaments
- Flexible repayments
- Gold ornaments will be preserved in safe under supervision of bank official
Loan against fixed deposit
- Avail loans against fixed deposit (maximum upto 90%)
- Easy process with zero processing fees
- Liquidity against your fixed deposit
- Third party FDR also accepted as a security
- Overdraft facility provided
- Attractive rate of interest
Housing loan
- Purpose for purchase or construct house
- For renovation / repairing house
- Attractive rate of interest
- Loan amount up to 90% of purchase deed
- Tenure up to 15 years
Advance against LIC / NSC
- Loan up to 90% of surrender value
- Overdraft facility available
- Zero processing fees
- Quick disbursement
- Attractive low rate of interest
- Minimum documents require
- Third party LIC / NSC also accepted as a security
Solar loan
- Up to 90% loan available against quotation
- Providing for personal home as well commercial purpose
- Easy documentation
- Instant process
- Attractive interest rate
Cash Credit
Cash Credit limit/Overdraft facility to meet your everyday requirements
Overdraft
An overdraft could give you peace of mind by allowing you to make payments when you have run out of money in your account. It means with an overdraft it can help you through expensive months like December, or paying unexpected costs such as an emergency plumber. If you arrange a formal overdraft and keep within your limit it can help you prepare for life’s unexpected costs.
Home Loan
Getting a home loan from VERAVAL PEOPLE’S CO-OPERATIVEL Bank is quick and easy. We offer higher eligibility and lower EMIs at attractive interest rates.
Terms Loan
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Jamin Loan
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Vyapar Mitra Yojna
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Swarojgar
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Vehicle Loan
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Personal Loan
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Gold Loan
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley
Solar Loan
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley
Business Overdraft
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Loan against NSC, KVP, IVP, LIC Policy etc.
Loan as well as O/D may be granted against NSC/KVP for personal use. Loan may be granted between 60% to 70% of the market value of NSC/KVP.
Fixed loan may be granted to the extent 75% of the surrender value of the LIC Policy. Advance to be granted only to the existing good customers. No loan to be granted against LIC Policy in the name of minor and policy covered under married women’s property act. Premium payment must be upto date. Latest premium receipt to be obtained and kept on record. Policy must be assigned in favor of the bank. Policy holder’s age should be admitted on policy. advance against endowment policy only. Proceeds in r/o money back policies to be credited to loan a/c. No advance against third party security.
Mahila Utkarsh Loan
The VERAVAL PEOPLE’S CO-OPERATIVE Bank have a launch “Mahila Utkarsh Loan” it gives only women who earning money by develop small scale industries work and handicraft work with fulfill their family requirement
Mahila utkarsh Loan main purpose is development their own art who doing very well in this competitive market and by earn money
Student Computer Loan
The Veraval People Co Operative Bank launch a Student Computer Loan. The number of businesses and homes depending on computers for a more efficient and systematic, day to day management of activities is on the rise. Whether it helps your kid’s education or augments your business activities, or provides as a source of information and entertainment at home, computers have proved to be indispensable.
Although computers are getting cheaper by the year, they still come with a considerably high price tag. THE VERAVAL PEOPLE’S CO-OPERATIVE Bank provide Loan for Laptop & Personal Computer enable you to finance your dream PC / LAPTOP