Deposits
Saving Bank Account Details
A saving account is a type of bank account that allows you to deposit money, keep it safe and earn interest on the balance. It is mainly used for saving money rather than daily transactions.
Key features of saving account
- Attractive interest rate
- Cheque book & atm facility
- Digital banking (like IMPS / UPI)
- Core banking facility
- Free SMS alert facility
- PMJBY / PMSBY insurance facility
- Open with minimum balance of 1000/-
- Nomination facility available
- A minor saving account (under age of 18)
Current Account Details
A current account is a type of account that allows frequent of high-volume transactions. Useful for business houses, traders, manufacturer & production units and etc.
Key features of current account
- Cheque book facility
- Facility for digital banking (like IMPS/UPI)
- Core banking
- Free SMS alert
- Very low minimum balance maintain required
- NEFT / RTGS transaction facility
- Deposit and withdraw money as often as needed to meet your business requirement.
Fixed Deposit
Fixed deposit is a type of deposit where you deposit a lumpsum of money for a fixed period and earn a guaranteed rate of interest.
- Guaranteed returns
- Tenure 15 days to 10 years
Recurring
A recurring deposit (rd) is a type of bank saving scheme where you deposit a fixed amount of money every month for a fixed period and earn interest on it.
- Attractive interest rate
- Customer can save open account with minimum amount of Rs. 100 and multiple of it on monthly basis.
- Minimum period 1 year and multiple there on
- Open tenure as a fixed deposit like 1 year, 2 year
- Minor recurring deposits will be accepted
- Premature facility available.
- Encourage savings habits
Somprabha Deposit
Somprabha deposit: - tenure 25 months & 37 months offering cumulative interest
Dhanlaxmi Deposit
Ideal for long term investment
Offering double amount of invested money on maturity
- Dhanlaxmi deposit: - double
Fixed Monthly Deposit
Ideal for long term investment
Offering double amount of invested money on maturity
- Fixed monthly deposit: - interest pay every month in account
- Premature withdrawal facility available
- Nominee facility available
- Auto renewal facility available
- FD can be booked for minor
- Liquidity: - FD against loan available with 0 (zero) processing charges (up to 90% of FD value)
Locker Facility
- We offers locker facility with very reasonable rents to protect your valuables at our branches.
- Available with different size options (depend of actual availability)
- Low rent
- Nomination facility
- Customer can avail locker jointly with his/her family member