Advances

Lowest rate
Easy process
Collateral security 60% to 65% count
Lowest documents require
Tenure is available for 1 to 10 years as per your requirements
Purpose for help purchase property, purchase machinery or any other requirements of business

Moratorium period facility is available in construction loan cases

Sr. No	Type of Loan / Advance	Short Name	New ROI W.E.F. 01-03-2017	Rate of Penal Interest
1	Overdraft Unsecured	OD	18.00	3.00
2	Overdraft Secured	OD	15.00	3.00
3	Term Loan Unsecured	TL	19.00	3.00
4	Term Loan Secured	TL	16.00	3.00
5	Special Term Loan	TS	12.00	3.00
6	Jamin Loan – Gen	JL	11.00	3.00
7	Jamin Loan – Staff -sec	JL	11.00	3.00
8	Jamin Loan – Govt Emp	JL	11.00	3.00
9	Jamin Loan – Professional	JL	12.00	3.00
10	Swarojgar – Unsecured	SW	13.00	3.00
11	Swarojgar – Secured	SW	11.00	3.00
12	Consumer Loan	CG	14.00	3.00
13	Cash Credit – Up to 5 Lac	CC	13.00	3.00
14	Cash Credit – Above 5 Lac	CC	13.00	3.00
15	Special Cash Credit Ab 25 L	HS	12.00	3.00
16	Secured OD – Below 5 L	SO	17.00	3.00
17	Secured OD Above 5 Lakh	SO	15.00	3.00
18	Gold – Term Loan	GI	11.00	3.00
19	Gold Loan – Bullet Repay	GO	11.00	3.00
20	Vehicle Loan – 2 Wheeler	HP	12.00	3.00
21	Vehicle Loan – 4 Wheeler	HP	12.00	3.00
22	Housing Loan	LH	10.50	3.00
23	Vyapar Mitra	VM	13.00	3.00
24	LIC / NSC / KVP Loan	NS	10.00	3.00
25	LIC / NSC / KVP Loan With CHQ Book	NS	13.00	3.00
26	Mahila Utkarsh Loan	MY	18.00	3.00
27	Student Computer Loan	SC	12.00	3.00